RBI-Registered NBFC-MFI · Serving Rural India

Loans built for
farmers, women,
and small businesses

GrowFinance brings fast, fair credit to rural India — from agriculture loans to MSME financing. We grow with you.

Apply for a loan How it works

No hidden fees  ·  Doorstep service available  ·  Decision in 48 hours

1 Lakh+
Borrowers served
₹500 Cr+
Loans disbursed
12 States
Across India
68%
Women borrowers
Simple process

Get your loan in
3 easy steps

No complex forms, no endless bank visits. Our field officers come to you.

1

Apply or Call Us

Fill a simple form online or call our helpline. Our local field officer will reach you within 24 hours.

2

Quick Assessment

We assess your livelihood — not just your credit score. Documents collected at your doorstep or village group meeting.

3

Money in 48 Hours

Loan approved and transferred directly to your bank account or handed as cash. Repay at your convenience — weekly or monthly.

Loan products

Credit for every
livelihood

Flexible loan products designed around how you actually earn — not how a bank spreadsheet works.

Agriculture Loans

Paddy, wheat, sugarcane, vegetable farming & allied activities

From ₹25,000

Dairy & Livestock

Dairy cattle, poultry, goat & fish farming operations

From ₹20,000

Women Entrepreneur

Micro-business, tailoring, food, beauty & home-based enterprise

From ₹10,000

MSME & Shop Loans

Street vendors, kirana stores, repair shops & service businesses

From ₹50,000

Gold Loans

Emergency funds against your gold jewellery — fast, safe & transparent

Same-day disbursal

Fish Farming

Aquaculture, inland & coastal fisheries — seasonal repayment schedules

Flexible tenure

Group (JLG) Loans

Joint Liability Group loans for rural women — community-backed, lower rates

From ₹5,000

Vehicle Loans

Two-wheelers, auto-rickshaws, tractors & commercial vehicles for rural mobility

From ₹75,000
Real stories

People whose lives
grew with GrowFinance

S
Sunita Devi
Goat farmer, Bihar
"GrowFinance gave me a ₹40,000 loan when no bank would listen. Today I have 18 goats and earn enough to educate my children. The field officer came to my village — I did not have to go anywhere."
Livestock Loan ₹40,000
R
Ramesh Kumar
Fish farmer, Andhra Pradesh
"The seasonal repayment schedule fits perfectly with my harvest cycle. Other lenders demanded monthly payments I could not afford. GrowFinance understood my business and my life."
Fish Farming Loan ₹1.2 Lakh
P
Priya Selvam
Textile trader, Tamil Nadu
"I started with a ₹15,000 JLG loan through my women's group. Three years later I have a ₹2 lakh MSME loan and a shop with two employees. GrowFinance believed in me before I believed in myself."
Women Entrepreneur ₹2 Lakh

A lender that works the way you do

RBI Registered

Fully licensed NBFC-MFI operating under RBI guidelines

No Hidden Charges

Transparent interest rates. What we quote is what you pay

Doorstep Service

Field officers come to your village — no travel, no waiting

Mobile App & SMS

Manage your loan in Hindi, Tamil, Telugu & 8 more languages

Your livelihood deserves
real credit.

Join over 1 lakh families who have taken their first step with GrowFinance. Our field officer will reach you within 24 hours — no bank branch, no long queues.

Call 1800-123-4567 (Free) Email us to apply

Available in Hindi, Tamil, Telugu, Kannada, Malayalam, Marathi, Bengali, Odia